Consumer Bankruptcy

We know how important it is for you to have your consumer bankruptcy matters managed by dedicated and experienced bankruptcy legal professionals. The Consumer Bankruptcy Group at Weltman, Weinberg & Reis Co., LPA does more than just process files to minimize any potential loss in bankruptcies - we take a much more active and aggressive approach. Because of our comprehensive understanding of local and national bankruptcy laws and procedures, and our dedication to bankruptcy as a core practice area, our clients frequently look to us for guidance in determining what actions to take on each file. We represent creditors on Chapter 7, 11, and 13 bankruptcy filings. Our team acts as your advisor, examining all aspects of each file, in managing the timelines and legal processes to protect your interests in pursuit of maximum recovery.

Our consumer bankruptcy services include, but are not limited to, the following:

Chapter 7

• Attend 341 first meetings
• Prepare motions for relief from stay & abandonments
• Prepare proof of claim
• Reaffirmation agreements
• Defense to redemption actions

Chapter 11

• Prepare proof of claim
• Preference defense
• Obtain adequate protection orders
• Review disclosure statements & plans for objections

Chapter 13

• File proof of claim
• File objections to confirmation
• Review plan treatment
• Monitor cases for payments, discharge & dismissals
• Prepare motions for relief from stay

Dedicated Staff

Weltman's Consumer Bankruptcy Group is here to help you manage your legal and recovery needs. We stay directly involved in the bankruptcy process, and are frequently called upon by our clients and conference sponsors to present programs on bankruptcy issues and trends. As a result of the large volume of bankruptcy files we handle, we maintain daily interaction with judges, trustees and debtors’ attorneys. We have earned the reputation for being aggressive, professional, and honest, and as a result, can often resolve matters without filing motions or engaging in lengthy proceedings. Our approach leads to success in obtaining a high number of reaffirmation agreements and voluntary surrenders of collateral, and enables us to more effectively and efficiently process matters where fraud may be present.

Leveraging Firm & Marketplace Technology

Similar to our collection operation, we fully utilize technology to receive daily updates on bankruptcy filings, and provide reporting and follow-up to our clients. All our files are subject to daily review by automated bankruptcy information services to facilitate the monitoring of case filings, discharges, and dismissals. We are online with PACER, national trustee databases, and all courts — enabling us to automatically review case statuses. Clients can communicate with our staff or transfer files and data via Lenstar and other databases. We integrate our operations with each of our business groups to provide you a seamless approach, no matter if you are seeking a solution in real estate, or a commercial or consumer matter. From one matter, to thousands of files, we are equipped to handle your bankruptcy matters.

Comprehensive National Collections + Legal Strategy

Weltman has established a national network of experienced attorneys to handle matters across the United States. Most often we process our bankruptcy matters from our centralized processing center, and personally cover courts within our footprint area. For matters outside our footprint, we work with local counsel throughout the legal process to ensure that all cases are handled and reported effectively, providing you consistent service and accountability in every state.

Not Afraid to Say “NO”

Rather than just processing your matters without looking at alternatives, we often come up with ideas or approaches you may not have considered. We leverage our years of experience to formulate a plan we believe is the best way to proceed, always with your business interests in mind. We don’t hesitate to make hard decisions, including advocating settlement when the costs outweigh the result. Don’t be surprised if we suggest alternatives that may be more cost-effective to your organization.

For more information or to discuss a legal or business matter, contact someone on our bankruptcy team.